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Website Terms

Terms of Use

These Terms of Use explain the rules and conditions that apply when you access or use the Credit Choice Gateway website and its online matching and referral services.

Last Updated: October 8, 2026

These Terms of Use ("Terms") govern your access to and use of the Credit Choice Gateway website and related online services.


By accessing or using the website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use the website.

About Credit Choice Gateway

Credit Choice Gateway is an independent online matching and referral service.

Credit Choice Gateway is not a lender, bank, creditor or financial institution and does not make credit decisions.

The website may provide a way for consumers to submit information that can be used to identify or facilitate connections with participating third-party providers or programs.

Eligibility

You must be legally capable of entering into agreements under applicable law to use this website.

By using the website, you represent that the information you provide is accurate to the best of your knowledge and that you have the authority to provide it.

Online Requests

Information submitted through the website may be used to facilitate a matching or referral process involving participating third-party providers.

Submitting a request does not guarantee that you will receive an offer, be approved, qualify for a financial product, or receive any particular amount, rate, fee or repayment terms.

Third-party providers determine their own eligibility requirements and may request additional information.

Third-Party Providers

The website may connect you with independent third-party providers, advertisers, referral partners or other services.

Those third parties operate independently from Credit Choice Gateway and may have their own terms, privacy policies, eligibility requirements, fees, rates and other conditions.

You are responsible for reviewing the terms and conditions presented by any third-party provider before proceeding.

No Guarantee of Approval or Offers

Credit Choice Gateway does not guarantee that you will receive a financial offer or qualify for any particular product or service.

Available options may depend on information you provide, provider requirements, eligibility criteria and other factors determined by participating third parties.

Rates, fees, amounts, repayment periods and other terms may vary.

Accuracy of Information

You agree to provide information that is accurate, current and complete when using the website.

You should not submit information that belongs to another person without authorization.

We may rely on information submitted through the website for purposes of operating the matching and referral process.

Acceptable Use

You agree not to use the website to:

  • Violate any applicable law or regulation.
  • Submit false, misleading or fraudulent information.
  • Attempt to interfere with the operation or security of the website.
  • Access areas or systems that you are not authorized to access.
  • Introduce malicious code, harmful software or other damaging material.
  • Use automated methods to abuse, overload or improperly access the website.
  • Use the website for an unlawful or fraudulent purpose.

Intellectual Property

Unless otherwise stated, the content of this website, including its text, design, graphics, branding, layout and other materials, is owned by or used by Credit Choice Gateway or its respective licensors.

You may access and use the website for its intended personal purposes, but you may not reproduce, distribute, modify, copy or exploit website content without appropriate permission.

Third-Party Links and Services

The website may contain links, advertisements or other connections to third-party websites and services.

Credit Choice Gateway does not control those third-party websites and is not responsible for their content, policies, security, availability or practices.

Your interactions with third-party providers are governed by the applicable third party's own terms and policies.

Advertising and Referral Relationships

Some services, advertisements or offers displayed through the website may be provided by third-party advertisers, partners or referral providers.

Credit Choice Gateway may receive compensation when a user interacts with certain advertisements, offers or referral links.

Compensation does not necessarily mean that a particular provider or offer is appropriate for your circumstances.

Disclaimer

The website and its content are provided on an "as available" basis.

Credit Choice Gateway does not guarantee that the website will always be available, uninterrupted, error-free or completely secure.

Information provided through the website is for general informational purposes and should not be considered financial, legal, tax or professional advice.

Limitation of Liability

To the extent permitted by applicable law, Credit Choice Gateway will not be responsible for losses or damages arising from your use of, or inability to use, the website or from your interactions with third-party providers.

This includes, where permitted by law, issues arising from third-party services, offers, decisions, websites, products or communications.

Indemnification

To the extent permitted by applicable law, you agree to be responsible for claims, losses, liabilities or expenses arising from your violation of these Terms or your misuse of the website.

Suspension or Termination

We may suspend, restrict or discontinue access to all or part of the website at any time, including where reasonably necessary to protect the website, users, third parties or our operations.

Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted on this page and the "Last Updated" date will be revised.

Your continued use of the website after updated Terms are posted may constitute acceptance of the revised Terms to the extent permitted by applicable law.

Governing Law

These Terms are subject to applicable law. Any specific governing-law provision or jurisdiction will depend on the legal structure and jurisdiction applicable to Credit Choice Gateway.

Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by applicable law.

Entire Agreement

These Terms, together with any other policies or notices expressly incorporated into them, describe the terms governing your use of the website.

Contact Us

If you have questions regarding these Terms of Use, please contact us using the information provided on our Contact page.

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Important Information

Credit Choice Gateway is an independent online matching and referral service. We are not a lender and do not make credit decisions. Third-party providers determine their own eligibility, offers, rates, fees and terms.

Questions About These Terms?

If you have questions about these Terms of Use, you can contact Credit Choice Gateway through our Contact page.

Contact Credit Choice Gateway →